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This article is published by Gail Thomson and could be viewed on the following link : LINK TO ORIGINAL ARITICLE If you’re prone to “what if?” thinking — what if my plane crashes? What if the house floods? What if my spouse dies … Continue reading
The Voluntary Retirement Savings Plan (VRSP) is similar to a group RSP. Any employer with 5 or more employees who does not offer a retirement plan, will be obliged to implement the VRSP. This plan will have low administration fees … Continue reading
Life and disability mortgage insurance is more advantageous when you subscribe personally rather than with your financial institution. There are seven key benefits to buying insurance “Individually” rather than with a financial institution:
Payments of death benefits, short-term and long-term disability benefits are normally based on the salary of the each employee. It is therefore essential, that salary information is regularly updated. Otherwise the amount paid can end up being incorrect. As the … Continue reading
The last federal budget announced that the employer’s contribution to the Accidental Death and Dismemberment (ADD) and critical illness benefits becomes a taxable benefit. This change is effective January 1st and will affect some of your employees. The employees who … Continue reading