Disability insurance

Disability Insurance:
Your Assurance of Income

As a working person, you might not think twice about your ability to earn an income. But what if that ability were to be removed? Many Canadians fail to consider disability insurance (income replacement insurance) in their financial planning. From the standpoint of risk management, this is a mistake. Disability insurance protects you from the potential loss of income that could have far more serious financial consequences than you may think. Most people recognize the importance of life insurance, yet neglect this type of coverage. In the event of disability, your income will cease, but your bills continue to accumulate. Avoid the worst-case scenario! Look into disability insurance today.

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Disability

Who Benefits From
Disability Insurance?

  • Employees with no employer-sponsored group insurance plan
  • Self-employed workers
  • Executives and business owners seeking greater protection or complementary coverage to their group insurance
  • Sports professionals, artists, pilots, mariners, and so on
  • Expatriates

How Much Insurance
Do I Need?

We believe that insure yourself for approximately 70% of you current income will allow you to maintain an acceptable standard of living during a period of disability.

Use our Needs Analysis Calculator to see how much coverage you need.

Accident Disability Insurance:
An Interesting Alternative

Accident disability insurance (ADI) is designed to protect your most valuable asset: your ability to earn a living. It costs just pennies a day for the peace of mind of knowing that accident disability insurance gives you 24/7 worldwide coverage, whether you’re at home, at work or at play.

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