Expatriates
Expatriates must guard against the same risk factors as Canadian citizens. However, the consequences can be far more dramatic in the event of a problem.
Below are some of the additional risk factors to consider for expatriates:
- Risks of war and terrorism
- Unavailable or insufficient medical services in the country of residence
- Risk of abduction and ransom
- Protection of family members
- Frequent moves/changes of employers, along with periods of unemployment
- Job loss after an illness (no more employer-sponsored insurance)
- Insurance coverage limited to a single country; no possibility of treatment in your country of origin or another country
- Inadequate employer-sponsored coverage
The high level of potential risks should be considered in a personal risk management plan that takes into account your situation and budget. Health, life and disability insurance are the basic protections all expatriates should consider.
We work with national and international insurers who specialize in expatriate insurance.
We can offer you a personal risk management plan and insurance products tailored to your needs.
We are available at all times to answer your questions in person, by mail, by phone or via Skype.